Under what condition can a life and disability analyst charge a fee for services?

A life and disability analyst can charge a fee for services when there is a signed written agreement outlining the charges. This requirement serves to establish clear and transparent communication between the analyst and the client regarding the services provided and the costs associated with them. Having a written agreement protects both parties: it ensures the analyst is appropriately compensated for their expertise and services, while also informing the client of what to expect in terms of fees.

In addition, the formal nature of a signed agreement helps to prevent misunderstandings or disputes about the payment terms later on. This requirement fosters professionalism in the industry by ensuring that analysts provide their services ethically and transparently, adhering to regulations that govern their practice.

The other options do not provide the same level of protections or professionalism. For instance, verbal consent alone may lead to ambiguity, and charges based on a payment system from insurance companies bypasses client transparency. Setting a fee limit, such as $100, does not address the necessity of a structured agreement and could undermine accountability and clarity in financial dealings between the analyst and their client.