An agent is licensed to handle multiple types of insurance, but may not deal with life insurance. What could this agent be classified as?

An agent who is licensed to handle multiple types of insurance, excluding life insurance, would be classified as a Property and Casualty Agent. This type of agent focuses on other forms of insurance, primarily covering property and liability risks, such as auto, home, and business insurance. These agents do not have the necessary licensing to sell life insurance products, meaning their expertise lies in different areas of the insurance market.

The other classifications listed involve life insurance in some capacity. A Life Insurance Specialist would focus exclusively on life insurance products, while a Life Insurance Broker also deals specifically with life insurance and represents multiple life insurance companies. A Chartered Life Underwriter is a professional designation indicating extensive training and expertise in life insurance and estate planning, which would also not apply to an agent who cannot deal with life insurance. Therefore, the designation as a Property and Casualty Agent best fits the description provided in the question.